Will buying beat renting for you?
A wealth-vs-wealth comparison: the equity you’d build owning, against renting and investing the difference. Principal repayments count as savings, so it’s apples to apples.
Important — please read before using this tool
This calculator provides general information and estimates only. It is not financial, legal, or tax advice and does not take your personal circumstances into account. Results depend entirely on the figures and assumptions you enter and may differ from real-world outcomes.
Before acting, confirm with a licensed professional (e.g. mortgage broker, accountant, or financial adviser) and the relevant government body. Havenli accepts no liability for decisions made based on these estimates.
Your situation
Buying — your costs
Renting — your costs
Net worth over time
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Go deeper
Your buying costs above already assume first-home-buyer concessions — these tools show exactly which schemes apply and what you could borrow.